Call Now
Regulatory Notice: Imparc Institute acts as a facilitator. Final loan sanctions and insurance issuance are subject to partner bank/insurer policies.

Student Financial Services

Empowering your education with hassle-free loans and comprehensive insurance coverage designed for Indian students going abroad or studying domestically.

Get Financial Aid
🏦

Education Loan

Complete financing for Tuition, Hostel, and Travel expenses.

Official Tie-up: Federal Bank
  • Loans for Domestic & Overseas Studies
  • Preferential Interest Rates (~12.5%)
  • Doorstep Banking Services Available
Request Call Back Apply Direct (Federal Bank)
🛡️

Student Insurance

Mandatory travel, health & asset insurance for students.

Official Tie-up: Turtlemint
  • Domestic (India) & International Plans
  • Coverage for Laptop/Mobile Theft
  • Cashless Hospitalization
Request Call Back Apply Direct (Turtlemint)

Financial Planner

Plan your finances with our interactive tools.

Loan Amount ₹ 10,00,000
Interest Rate (p.a) 12.5%
Tenure 5 Years
Monthly EMI
₹ 22,498
Total Interest Payable
₹ 3,49,875
Destination Country
Course Duration 12 Months
Traveller Age
Estimated Premium
₹ 42,000
*Disclaimer: This is an approximate estimate based on market standards. Actual premium depends on cover amount & pre-existing diseases.

Student Insurance Types & Documents

Comprehensive coverage options specifically for students in India.

1. Student Mediclaim (India)

Essential for students living in hostels within India.

  • Hospitalization cover (Illness/Accident)
  • Coverage for Dengue, Malaria, Typhoid
  • Cashless treatment in network hospitals
2. Student Asset Insurance

Protect your expensive gadgets on campus.

  • Laptop & Mobile Theft Coverage
  • Accidental Damage Protection
  • Fire/Burglary in Hostel room
3. Personal Accident (PA)

Financial security against unforeseen accidents.

  • Coverage for Disability/Death
  • Education Fee Reimbursement (if guardian passes)
  • Fracture/OPD expenses

Required Documents (For India)

KYC Documents
  • Aadhaar Card (Mandatory)
  • PAN Card
  • Passport Size Photos
Student Proof
  • College Admission Letter
  • Valid College ID Card
  • Current Year Fee Receipt
Gadget Details (For Asset Ins.)
  • Original Purchase Invoice (Laptop/Phone)
  • Device Serial Number / IMEI
  • Photographs of the device

Frequently Asked Questions

🏦 Education Loan FAQs

Does Federal Bank fund study abroad courses?
Yes, Federal Bank provides education loans for higher studies in India and abroad, covering tuition fees, examination fees, library fees, and travel expenses for study abroad.
What expenses are covered under the loan?
The loan typically covers Tuition Fees, Hostel/Mess charges, Examination/Library fees, Purchase of books/equipment/computer, and Travel expenses.
Do I need collateral security?
Loans up to ₹4 Lakhs typically do not require collateral. For higher amounts, tangible security (property/FD) may be required as per bank policy.
Is there a repayment holiday (Moratorium)?
Yes, the moratorium period is usually the Course Period plus 1 year, or 6 months after getting a job, whichever is earlier.

🛡️ Student Insurance FAQs

Is insurance mandatory for foreign universities?
Yes, most universities in the USA, UK, Canada, Australia, and Europe make it mandatory for international students to have health and travel insurance before enrollment.
Does the policy cover pre-existing diseases?
Coverage for pre-existing diseases depends on the specific policy chosen. Some plans offer coverage for life-threatening conditions arising from pre-existing diseases.
How do I make a claim if I fall sick abroad?
Insurers usually provide a 24x7 global toll-free number. You can call them to initiate a cashless claim or get guidance for reimbursement claims.
Can I extend my policy if I stay longer?
Yes, most student travel insurance policies can be extended if you decide to extend your stay, provided the request is made before the original policy expires.

Assisted Application

I consent to sharing my details with Imparc's banking/insurance partners for processing my request.